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I live in Oklahoma, my wifes parents just cancelled all the kids auto insurance, I’m going to get my wifes insurance on my policy but I was wondering if we could add her brothers and sister to ours as well? They’re young and are having a hard time paying bills the way it is. I thought if I put them on ours then they would get a little discount. They don’t live with us. Is that a requirement? Any help would be appreciated, thanks.
Nope, they aren’t part of the household they can’t be on your insurance. If your wife had had an accident while still on her parents’ insurance there would have been HUGE problems with a claim, unless you just got married and she lived at home driving a family vehicle until you wed.
Only looking for State required minimums for my Fiance.
Check out one of the online companies like esurance.com They tend to give you a good idea of what’s available out there based upon your specific circumstances.
I’m going to be jumping on to my fiances auto plan [Progressive] and heard that insurance agencies give lower prices to married couples. Is this true? He drives a 1988 bonneville and I drive a 2001 sunfire. I am also in college, he isnt.
Yes, I’m also with progressive and I got married three years ago when I was 26. When I got married we combined our insurance policies. Our two cars on the same policy was actually cheaper than her policy + my policy before we got married. In other words we saved over 50%.
Play with whose name is the "named insured" and who is just a "driver" on the policy. It will probably be cheaper to have the Mr. as a driver on the Mrs.’ policy. (women almost always have lower insurance rates.)
With his old bonneville you’re probably not going to see a huge difference, insurance should already be pretty cheap but you should still see a noticeable difference. If you don’t currently have comprehensive or collision, ask how much it would be to add them (probably just on the sunfire, the bonneville probably wouldn’t be worth it.) Also consider lowering your deductible and raising you’re liability limits–if you’ve currently got minimum Bodily Injury (BI of anything under $50,000) you’re asking to get sued if you ever get in an accident and hurt someone.
You might be pleasantly surprised how much cheaper the additional insurance costs.
I want cheap
I am 19
I have a smal 1.1 car and i have 1 years no claims
Never crashed
No Convictions
Compare Progressive, Allstate, and Geico…
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